Car insurance in Spain, general insurance services from house insurance in Spain to funeral plans and health cover

What's included in a standard car insurance policy?

See for yourself that our car insurance policy cover is more complete than most other policies available in Spain:

- A complete 0 Km. EU breakdown /

recovery service with a 24 hour hotline with English speakers that covers an unlimited amount of 90 day trips abroad and includes home starts and cover for passengers (get you home or to your destination, cover a hotel bill while his car is being repaired and much more)

- Complete windscreen cover that will not affect your no claims bonus

- Legal defence that gives you full support with any legal maters relating to road traffic incidents, road traffic fines, bail bonds etc.

- Policies in your own language

- Protected no claims bonus cover, 1 claim per year will not affect your bonus, clients without any claims receive better premiums on renewal logically.

- Cover for 500 Euros of luggage or personal possessions in the event of an accident or break-in to your vehicle

- Cover for 45 days courtesy car for fire and theft claims

- All factory fitted accessories as standard

- Liability cover as a cyclist or pedestrian for policy holder and named drivers in the event of an accident

- Cover to fight any unjust road traffic fines

- Personal accident cover for drivers and passengers (as stated on the policy)

- Third party liability cover up to € 50 million per event

-Audio equipment and factory fitted accessories covered (if supplied by the manufacturer and was included when the car was built)

- Automatic liability cover for trailers and caravans up to 750 Kg

- Automatic cover for any driver over 25 who has held an EU / UK license for more than 2 years (reduced premiums for named drivers only is available also)

- All policies are in compliance with Spanish and UK legislation and can be used for obtaining UK road tax

- Policies with insurers linked into the Spanish national claim system, meaning third party claims with other Spanish insurers on Spanish vehicles are dealt with swiftly, we will not tell you your claim will take months.

In the event of a total loss:

- If the vehicle is less than 2 years old, 100% of the value for a brand new model

- If the vehicle is less than 3 years old, 80% of the value as new

- If the vehicle is less than 3 years old, 70% of the value as new

- If the vehicle is over 4 years old, current market value plus 30%

(The above means that you do not need to underinsure your vehicle by stating an unrealistic replacement value on the policy just to get a good premium)

The following cover is also available but not included as standard:

- Courtesy car in the event of an accident

- Extended medical cover for injuries, disabilities and funeral cost (a basic cover is included as standard)

- Monthly subsidy in the event of a temporary suspension of your driving licence

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