Andrew Turner General Insurance in Spain
Life insurance and mortgage protection
Insurance in Spain can offer life insurance or mortgage protection cover; life insurance and mortgage protection insurance are policies that cover you for an agreed amount in the event of death, death and invalidity or death, invalidity and critical illness. There are options for double capital in the event of death by either an accident, a road traffic accident or both. The policies include automatic cover for double capital in the event husband and wife are insured and die due to a road traffic accident leaving underage dependants behind.
Life insurance is a constant capital policy, so you are always insured for the same level of cover. These policies can run until you are 70 years of age
Mortgage protection cover is cover for an agreed amount initially, that decreases each year on the same level as the balance owing on your mortgage, so you always have cover for the amount owing to the bank, these polciies can run until you are 75 years of age.
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